H.R. 1181 — Protecting Privacy in Purchases Act

In plain terms · AI-written

Would prohibit credit card companies and financial institutions from using specific merchant category codes to track firearm purchases.

What it does · Congressional Research Service

Protecting Privacy in Purchases Act This bill prohibits payment card networks from using merchant codes that distinguish firearms retailers from general-merchandise retailers or sporting-goods retailers. The Department of Justice must enforce this bill and report annually on the resulting investigations and cases.

The “Introduced in House” summary, Feb 11, 2025. Read it in full on congress.gov.

The record

Chamber: U.S. House
Status: Passed House — Passed the House. The Senate has not voted on it, so it is not close to becoming law.
Sponsor: Rep. Moore, Riley [R-WV-2]
Introduced: Feb 11, 2025
Latest action: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Jul 15, 2026)
Subjects: Finance and Financial Sector

Recorded floor votes

Passed — On Passage (Jul 14, 2026, 221–201, House)
Failed — On Motion to Recommit (Jul 14, 2026, 208–217, House)

Procedural and amendment votes included.

More bills on these subjects

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H.R. 3633 — Digital Asset Market Clarity Act
H.R. 6955 — Main Street Capital Access Act
H.R. 9471 — SAFE Banking Act of 2026

Data via the ElectedConnect API. Official record.